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Choose what your account keeps in step on every device where you are signed in.

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    Always synced: the tools on your board, their order and size.

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Retirement Calculator

Project savings to a target retirement age and compare the result with an income-based target.

My tools →
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Projected balance

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Illustrative target balance

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Projected surplus or gap

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Years until retirement

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A simplified illustration with constant returns and deposits. It ignores inflation, taxes, fees, changing returns, longevity and benefit income; the withdrawal rate is an assumption you choose, not a recommendation.

Runs in your browser – your data never leaves your device Also available via our free API

How to use the Retirement Calculator

  1. 1 Enter the values requested by the calculator.
  2. 2 Review the result and the assumptions shown with it.

How this calculator works

Project savings to a target retirement age and compare the result with an income-based target.

Assumptions and limitations

A simplified illustration with constant returns and deposits. It ignores inflation, taxes, fees, changing returns, longevity and benefit income; the withdrawal rate is an assumption you choose, not a recommendation.

Further reading: Investor.gov: Compound interest calculator.

Frequently asked questions

How is this estimate calculated?

Project savings to a target retirement age and compare the result with an income-based target.

What should I keep in mind?

A simplified illustration with constant returns and deposits. It ignores inflation, taxes, fees, changing returns, longevity and benefit income; the withdrawal rate is an assumption you choose, not a recommendation.

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