Skip to content
This page is also available in your language. Switch

Sync settings

Choose what your account keeps in step on every device where you are signed in.

  • My tools

    Always synced: the tools on your board, their order and size.

  • The windows open on your start page, including what you typed in them.

  • Every note in the notepad – on the notepad page, on your board and in windows.

  • Every list of website shortcuts – on the shortcuts page, on your board and in windows.

  • Every grid in the cover grid maker – on its page, on your board and in windows.

  • Every list of bookmarked organisations in the OIN lookup – on its page, on your board and in windows.

  • Keeps your pipeline and saved recipes on all your devices. Your files are never synced – only the steps and settings.

Turning something off removes it from your account straight away. Your devices keep their own copy.

Notifications

Tools that can tell you about something new while a Synsi tab is open, even when you are in another tab or app. Choose them for this browser.

This browser cannot show notifications from websites.
Notifications are blocked for this site. Allow them in your browser’s site settings (the icon left of the address), then switch them on here.

  • Says “New message” while a Synsi tab is open – never who wrote it or what.

Your choice is stored in this browser only. Notifications never show personal content such as a message or a number. They work while a Synsi tab is open; closed tabs get none.

Browse all tools →

Personal Loan Calculator

Use this personal loan calculator to compare monthly payments and the total cost of borrowing for different terms.

My tools →
%
–
–
Total interest
–
Total to repay

Year Repaid Interest Remaining debt
Runs in your browser – your data never leaves your device Also available via our free API

How to use the Personal Loan Calculator

  1. 1 Choose an annuity loan (fixed monthly payment) or a linear loan (fixed repayment).
  2. 2 Enter the loan amount, the annual interest rate and the term in years.
  3. 3 Read the monthly payment, the total interest and the yearly overview of repayments and remaining debt.

Shorter term, less interest

Borrowing €15,000 at 7.9% costs €303.43 a month over 5 years, with €3,206 interest in total. Repay it in 3 years and the payment rises to €469.35, but the interest falls to €1,897 – saving over €1,300.

What affects the cost

  • Interest rate: compare offers by their APR, which includes fees.
  • Term: a longer term lowers the monthly payment but raises the total cost.
  • Purpose: car loans and home-improvement loans sometimes get lower rates than unsecured loans.

Borrow responsibly

Check that the monthly payment fits your budget with room to spare for unexpected costs. In many countries lenders must check your income and existing debts before granting a loan.

Frequently asked questions

What is the monthly payment on a €15,000 loan?

At 7.9% over 5 years, about €303 a month; over 3 years about €469 a month.

Can I use this for a car loan?

Yes. Car loans are usually annuity loans, so enter the amount, rate and term to see the monthly payment.

Last updated: